The Best Money Blog

It’s easy to see financial problems when you’re on the outside looking in. When you see your friends wasting money on stupid things you are quick to point it out because you can’t find the logic in why they are spending their money so irresponsibly.

It really does take a strong person to admit that they have a lot to learn when it comes to money, and sometimes it’s helpful to share criticisms of the way others spend their money because it helps us realize our own downfalls. Below is a short list of some of my biggest pet peeves with money. Be sure to add some of your own in the comments below.

Why are you so afraid of your own success? Do you even realize that fear is what is keeping you from reaching your goals?

The number one reason that most people fail to meet their economic expectations is fear. You must learn how to overcome this fear if you ever want to move beyond your current fiscal situation.

I’ll give you my answer right now, yes. Back in the old days, before Al Gore invented the Internet, people balanced their bank accounts using a pen and paper. This is not how it is done today.

More and more, people are relying on services like Mint.com to keep their finances in check, and it is only going to continue in this direction. By not cashing checks immediately, you are basically giving people the idea that they have more money than they do, and while I realize you are not responsible for their finances, there are other negative consequences as well.

Earlier this morning, I read a reply to a post on The Simple Dollar about improving your financial situation that got me thinking.

Leah W, along with a few other people, disagreed with some of what Trent said.

I’ll be honest, it’s hard to tell which of the comments are her own thoughts, and which ones are the comments of others, but it’s not about who wrote what, it’s about what was said.

Sam is a gentleman that had just written the following to Trent at The Simple Dollar in response to just about all the information available on his blog:

You think your world is all rainbows and puppies. Guess what? Karma will eventually bite you in the [rear]. Seven months ago I got fired from my job for no fault of my own the company was going under. Now I can’t pay my bills and I’m going to lose my house. Your life isn’t a real life.

Here is some of what Leah W. posted:

Not all people are so lucky. Trent often overlooks the “luck” factor and chalks it up to his hard work and dedication. Truly, that’s part of the mix. But some people work just as hard and are just as dedicated, but they end up like Sam.

It is true, many people work equally as hard and are just as determined as those around them, so what is it that makes some of them more financially successful than others?

I would not say luck.

You’ve read hundreds of blogs telling you 1,286 different ways you can save money. Some of them might seem crazy, and they often are, but others are tried and true methods that have been successfully practiced since before money was first printed. Why aren’t you using any of them?

We’re going to dive deeper into the reasons for inaction on your quest for financial freedom.

You know exactly what you have to do to get there but you aren’t doing them, so what is holding you back?

You’re going to see a lot of posts on The Best Money Blog about the fundamental attitude of people. This is simply because it is not the lack of ideas or abilities that hinders us from success, but the way we approach our lives.

I use the word cultivate to show you how you should view your financial situation. Most people do not get rich quick and most others do not even get rich slowly. It is said that 10% of people control 90% of the wealth in the world.

You can become part of that 10% with the right attitude, but you must invest your time, money, and effort and with continual attention, you will begin to reap the benefits of your labor.